【Member News】From Asset Preservation to Identity Empowerment: Xiong Qingqing Unveils New Path for Family Globalization at Global Reproductive Forum

On September 5, 2025, the 7th Global Assisted Reproduction Exchange Conference kicked off grandly in Guangzhou. At this industry event, which brought together global reproductive medicine experts and focused on family fertility and long-term planning, Ms. Cindy Xiong Qingqing, director of Xingang Talent Group, was invited to deliver a speech entitled "Xingang Pilot·Intelligent Control of the Future: Global Planning of Family Assets and Identity Allocation" Special speech. Relying on the approval of EB1A, the practical experience of the Hong Kong Talent Talent Program, and the investment background in the medical and health field, Director Xiong Qingqing deeply bound the "assisted reproduction needs" with the "family globalization plan" for the first time, from asset allocation, identity planning, and Hong Kong Bridge advantages. The three dimensions of advantages provide high-net-worth families with an integrated solution of "fertility decision-making + long-term development", which triggered heated discussions on the spot.

Facing the pain points of family planning: Why is global configuration an inevitable choice?

"The planning of contemporary families has long gone beyond 'children', but also considers the education of children after birth, long-term preservation of assets, and medical security for family members." At the beginning of the speech, Director Xiong Qingqing pointed directly to the core pain points of current family planning-the risk of fluctuations in a single market, fierce competition for educational resources, and limited asset allocation channels, and global planning is the key to breaking the situation.

She analyzes the need for globalization of family assets through three sets of core values:

·Risk diversification: Hedging single market policy and economic cycle risks through cross-regional, multi-currency, and multi-class asset portfolios (such as international stocks, overseas trusts, gold, etc.). For example, in 2024, some emerging market technology stocks will increase by more than 30%, and reasonable allocation can effectively smooth the impact of fluctuations in the mainland market;

·Asset appreciation: Seize global market opportunities and gain insight into industrial trends in different regions. As an international financial center, Hong Kong has a cross-border capital flow of US$12 trillion in 2024, providing investors with a channel to connect with high-quality global assets;

·Currency hedging: Use exchange rate fluctuations to maintain asset value, such as allocating multiple currencies such as Hong Kong dollars and US dollars to reduce the risk of depreciation of a single currency.

"Especially for families with assisted reproduction needs, the initial investment is high, and it is also necessary to ensure financial security through global asset planning and lay the foundation for the future development of children." Director Xiong Qingqing emphasized that asset planning and birth decision-making are not independent links, but a mutually supporting whole.

Identity configuration: Not only is it "convenience", but also an "invisible guarantee" for family development

In his speech, Director Xiong Qingqing put forward the innovative view that "identity is the 'key' to family globalization planning", breaking the public's one-sided understanding of "identity planning = immigration". She pointed out that the core values of identity configuration are reflected in four dimensions:

1. Asset protection and tax optimization

With diversified identities, you can use different national tax policies to reduce tax burdens. For example, Hong Kong's highest salaries tax rate is 15%, the profits tax on the first 2 million profits of a company is only 8.25%, and there is no capital gains tax or inheritance tax, which can effectively optimize the net income on household assets. "The Shenzhen entrepreneur families we serve have reduced the tax burden on cross-border businesses by 20% through the Hong Kong Talent Identity Plan. At the same time, they have protected core assets through overseas trusts and avoided single market policy risks."

2. Expand investment opportunities

Some national markets have clear requirements for investor identity, such as overseas high-quality real estate, private equity funds, etc., who can directly participate with compliance status. Director Xiong Qingqing gave an example: "Those who have been approved of the Hong Kong High-Tech Program can directly set up companies and invest in financial products in Hong Kong without additional approval. The average return on investment for high-net-worth people who have passed the program to Hong Kong in 2024 will reach 12%."

3. Family member benefits upgrade

This is highly consistent with the needs of assisted reproduction families. Global identity allows family members to enjoy high-quality resources in multiple regions: in terms of education, children with Hong Kong identity can enjoy 15 years of free public education, or apply for 300 + universities around the world through the DSE examination; in terms of medical care, holding Hong Kong identity can enjoy public medical discounts, specialist outpatient clinics only cost HK$50 per visit, and can be easily connected to international medical resources.

4. Addressing future uncertainty

"Black swan events are difficult to predict, and diverse identities can provide a 'Plan B' for families." Director Xiong Qingqing mentioned that in 2024, due to the adjustment of mainland education policies, some families successfully transferred their children to Hong Kong International Schools by relying on their planned Hong Kong identity to avoid academic disruption."The essence of identity planning is to give families an extra choice. Confidence."

Hong Kong: The "golden bridge" connecting the world and the best springboard for family planning

Why chose Hong Kong as the starting point for globalization planning? Director Xiong Qingqing disassembled Hong Kong's unique advantages from three dimensions: geography, economy and policy:

1. International Financial Center and Free Trade Port

Hong Kong is Asia's largest cross-border capital flow hub. In 2024, the total market value of the stock market will exceed HK$30 trillion. It has more than 160 international financial institutions and can easily allocate global stocks, bonds, funds and other assets. At the same time, Hong Kong's free trade policy eliminates tariffs on most goods, providing convenience for households to consume across borders and enterprises to go abroad.

2. "Low threshold, high value" channel for identity planning

Hong Kong Talent and Talent Plans provide a convenient identity path for mainland families:

·Talent Talent Plan: Adopt the "3+3+2" renewal model, and you can apply for permanent residence after 7 years. It is suitable for people with professional skills and industry achievements. The approval rate in 2024 will reach 35%, an increase of 8% compared with 2023;

·Talent Plan: For high-income (annual salary of more than HK$2.5 million) or graduates of the world's top 100 prestigious universities, the approval cycle is only 4-8 weeks. In 2024, more than 12,000 people will go to Hong Kong through this plan, 60% of whom are high-net-worth families.

"The advantage of Hong Kong identity lies in 'compatibility'-you can retain your mainland hukou at the same time, enjoy 'dual identity' benefits, and are highly compatible with the needs of assisted reproduction, such as going to Hong Kong to have children and connecting with international medical resources." Director Xiong Qingqing added.

3. Guangdong-Hong Kong-Macao Greater Bay Area Integration Dividend

With the integration of the Greater Bay Area, Hong Kong identity can enjoy policies such as cross-border medical care and education exchange. For example, Hong Kong residents can enjoy medical insurance treatment in designated hospitals in Tai Wan District, and their children can participate in the Mainland High School Entrance Examination and College Entrance Examination, realizing the flexible mode of "Hong Kong Identity + Mainland Life".

Landing Guide: Four Steps to Start Family Globalization Planning and Connect Assisted Reproductive Needs

In response to the issue of "how to get started" that the audience was most concerned about, Director Xiong Qingqing combined the service experience of Xingang Talent Group and proposed a "four-step planning method", with special emphasis on synergy with the needs of assisted reproduction:

1. Assessing finance and needs: Clarifying core goals

First, we should sort out the structure of family assets (deposits, real estate, investments, etc.), liabilities and income to determine the proportion of funds that can be used for global allocation; at the same time, we should combine assisted reproduction plans (such as having children in Hong Kong and overseas medical care) to clarify the priority of identity planning. -For example, if you plan to go to Hong Kong to give birth within three years, you can give priority to a high-talent plan with faster approval.

2. Tax and Legal Compliance: Avoiding Risk

Understand the tax laws and immigration regulations of target regions (such as Hong Kong and Singapore) to avoid losses caused by unfamiliarity with policies. "We have assisted Beijing families in adjusting their asset structure and holding overseas properties through Hong Kong trusts, which not only reduces the risk of inheritance tax, but also reserves funds for children's future study abroad, and also meets the funding planning needs of assisted reproduction."

3. Asset and Identity Collaboration: Overall Design

Integrate asset allocation and identity planning as a whole, such as applying for a Hong Kong bank account through Hong Kong identity to facilitate cross-border transfers; and leverage Hong Kong's tax advantages to optimize expenditures on assisted reproductive medical expenses. Xingang Talent Group can provide "one-on-one" customized solutions, linking banks, lawyers, and medical institutions to achieve full process connection.

4. Dynamic adjustment: adapting to family development

Market and family needs will change over time, and planning effects need to be reviewed regularly (recommended annually). For example, after children enter school age, they can adjust their asset allocation ratio and increase their education fund reserves; after their identity is approved, overseas investment channels can be gradually expanded.

Xingang Talent Group: Three-dimensional empowerment, helping family globalization to land

At the end of the speech, Director Xiong Qingqing introduced the service system of Xingang Talent Group. As a professional organization established in 2024, the Group is jointly initiated by talented and talented people planning to visit Hong Kong and local experts in Hong Kong to build a three-dimensional support system of "policy empowerment + resource empowerment + development empowerment":

·Policy empowerment: in-depth interpretation of Hong Kong's excellent talent and high-talent policies, provision of guidance on application materials and interview counseling, and assistance to more than 500 families to successfully approve Hong Kong identity in 2024, with an approval rate of 92%;

·Resource empowerment: Integrate resources such as Hang Seng Bank, HSBC, Hong Kong Zhiheng Law Firm, and international medical institutions to provide families with one-stop services such as asset allocation, legal compliance, and medical docking;

·Development empowerment: Build a career promotion and business expansion platform to help people going to Hong Kong integrate into local society, such as organizing corporate matchmaking meetings and educational resource sharing meetings. More than 30 offline activities have been held in 2024.

"Our goal is not only to help families get identities and allocate assets, but also to help them avoid detours in global planning and achieve 'worry-free childbirth, stable assets, and diversified development'." Director Xiong Qingqing said that in the future, the group will continue to deeply explore the resources of Hong Kong and the Greater Bay Area to provide professional support to more families.

If you want to obtain an exclusive "Family Assets + Identity Planning" solution or learn how to meet the needs of assisted reproduction, you can visit the official public account of Xingang Talent Group (nhktsa_gz) or send an email to help@nhktsa.com for consultation. Global planning will be laid out from now on to lay a solid foundation for the future of the family!